Financial experts commonly advise individuals to set aside an emergency fund equivalent to 3 to 6 months' worth of their expected income....

Life insurance is your shield against unexpected (or eventual) loss and hardship. It is rather like placing a monthly or annual bet where...

You’ve shopped around for a permanent life insurance and have found a policy that yields the best benefits for your family from funeral...

​ The IRS tax laws affecting retirees are ever-so changing. It is important for senior citizens to understand the dynamic changes so...

Consumer Price Index, inflation, and a strong recovery of the economy have caused the Internal Revenue Service (IRS), Social Security...

​ Is a $1M life insurance too much? Is it sufficient? There are a variety of factors to answer those questions when an individual is...

​ Our decision-making process as humans is not flawless. This statement is particularly true in Behavioral Finances. The cognitive...

How can one say they "hate annuities" but not CDs? If you like CDs, you should LOVE MYGAs! A MYGA is a CD on steroids in a sense. It...